Go RVing B-Roll and Still Photography Shoot in Michigan Next Week!In an effort to provide the most up-to-date b-roll video footage and lifestyle photographs, Go RVing will be conducting a production shoot in Michigan the week of August 19, 2013. The purpose of the shoot is to showcase new vehicles in photos and video that will be provided to national media, industry members including dealers and retail show promoters, as well as to be used to refresh the GoRVing.com, RVIA.org and the expanding RV social media programs.A variety of RV’s will be shown in traditional campground settings as well as scenic “on the road” locations along Lake Michigan’s eastern shore area. Two local campgrounds have been chosen to provide a background for camping scenes.Photos and videos will be shot of both the interior and exterior of each RV. Manufacturers who will be providing the selection of RVs are encouraged to include as many amenities as possible, including slideouts, televisions, GPS system, automatic leveling systems, automatic awnings, rear cameras, computer connections, exterior entertainment areas and other features that increase the vehicle’s appeal.”Michigan’s RV industry representatives look forward to hosting RVIA during their visit to “Pure Michigan”, says Bill Sheffer, Director of MARVAC (Michigan Association of Recreation Vehicles and Campgrounds). “There are many benefits to having these types of media materials for the purpose of promoting the RV industry. Even better is that Michigan will serve as the back drop for those pictures and videos!”Does the Health-Care Reform Law Apply to You?
At LBF Group (the Association Accountants of record), we strive to remain current with changes and information in the accounting and financial industries. Our goal is to share information with you that the members will find useful. If you have any questions relating to this article or anything else that we can assist you with please contact us at 248-932-0040 or contact us via our website www.lbfcpa.com . – Alan BorsenDoes the Health-Care Reform Law Apply to You?This Client Alert identifies the groups to whom the insurance mandate does not apply, and the types of insurance not subject to ACA requirements.
Beginning in 2014, the mandatory health insurance coverage provisions of the Patient Protection and Affordable Care Act (ACA) go into effect. But the law does not require everyone to have health insurance, nor are all of the coverage requirements applicable to all types of health insurance.
Are you exempt from the health insurance mandate?
Most U.S. citizens and legal residents are required to have health insurance beginning in January 2014 or face a penalty tax that can be as high as 1% of taxable household income exceeding the taxpayer’s federal income tax filing threshold (increasing to 2% in 2015, and 2.5% in 2016). You can avoid the penalty tax if you already have health insurance for the entire year, and the coverage is obtained from one of the following:
- Medicare
- Medicaid or the Children’s Health Insurance Program (CHIP)
- TRICARE (for service members, their families, and retirees)
- The veteran’s health program
- Employer-provided health coverage
- A policy you purchase on your own that’s at least at the Bronze level
- A plan that is grandfathered (in existence prior to the enactment of the ACA that meets the requirements of grandfathered plans under the law)
However, certain groups are not required to be insured and thus are not subject to the penalty tax. The ACA specifically excludes people who are members of an exempt religious sect or division, members of a health-care sharing ministry, Native Americans, undocumented immigrants, incarcerated individuals, people whose income is so low that they don’t have to file federal income taxes, and people eligible for a hardship exemption (when the cost of insurance after employer contributions and federal subsidies exceeds 8% of their income).
What types of insurance are not affected by the health-care reform law?
The health-care reform law does not apply to automobile insurance, homeowners insurance, and umbrella liability coverage, even though they provide some health-related coverage. Also not subject to the law’s provisions are life, accident, disability, long-term care, and workers’ compensation insurance. Medigap (Medicare supplement) insurance is generally not covered by the ACA if it’s sold as a separate plan and not as part of a comprehensive health insurance policy. In addition, retiree-only plans are exempt from the ACA’s provisions. These plans are group health insurance plans with fewer than two participants who are current employees.
For more consumer information about enrolling in a health insurance plan, government subsidies, and tax credits, visit the U.S. government’s website,www.healthcare.gov
MARVAC Board of Directors Officers for 2013 – 2014
Congratulations MARVAC Board OfficersEd Doss – President
(Waters RV)Scott Dodge – Vice President
(General RV)
Gene Cronin, Sr. – Treasurer
(Forest River, Inc.)
Bob Rohn – Secretary
(Lake of Dreams Campground, Inc.)
The MARVAC Board also includes:
Gary Becker – Indigo Bluffs RV Resort
Jon Caswell – Caswell & Company
Ken Kruh – Al’s Trailer Mart
Mary Pouliot – Thetford Corp. & Norcold Inc.
Dave Rochette – Westland Camping
Executive Board Members
Ed Doss – Chairman
(Waters RV)
Andy Blank – Vice Chairman
(Franklin Group)
Steve Francis – Treasurer
(Rudgate Communities)
Scott Dodge – Secretary
(General RV)
The Executive Board also includes:
Gene Cronin Sr.
(Forest River, Inc.)
Jim Hoekstra
(Sun Communities)
HARVEST Scholarship Winners 2013 – 2014
From 1995 until present HARVEST has provided 526 awards
totaling $273,350 in scholarships.Congratulations to this year’s winners!Erik Barker
Reanna Carter
Jessica Carter
Patricia Forbes
Samantha Howell
Nancy Johnson
Angela Medley
Evan Piechota
Olivia Rabi
Logan Raukar
Marianna Smith
Adam Stephens
Emily Stephens
Samantha Whitens
Travel Michigan Reports Quarterly Website Links to MARVAC
Below is the most recent quarterly Travel Michigan Links Analysis Report for www.marvac.org. This report tracks the activity of MARVAC’s link on the Travel Michigan web site at michigan.org. Clicks are the number of times michigan.org web visitors clicked MARVAC’s link and were transferred to MARVAC’s website.Travel Michigan forwards a significant amount of web traffic to the various Michigan Destination Marketing Organizations. These clicks may also benefit MARVAC members as those web visitors may visit member websites or contact member businesses.Quarterly Tracked Click-Throughs:
Michigan Association of Recreation Vehicles & Campgrounds
| Clicks | |
| April 2013 | 42 |
| May 2013 | 37 |
| June 2013 | 52 |
Now Selling RV & Campsite Ads
Don’t miss this opportunity to reach over 100,000 campers and RVers! For 23 years, RV & Campsite has been Michigan’s most comprehensive guide for campers and RVers. As many of you know, consumers actively look for RV & Campsite at Michigan Welcome Centers, MARVAC’s Camper & RV shows, and in many of your business locations. Stand out from your competition by purchasing a full-color ad in the 2014 issue. Rates start at just $370.MARVAC’s official consumer publication, RV & Campsite is the only publication focusing exclusively on camping and RVing in Michigan. Consumers will learn about the camping and RVing lifestyle, as well as some places to visit in Michigan. Readers will also enjoy the consumer-friendly directory, complete with maps and amenities tables.Don’t delay, prime positions will go fast! Go to marvac.org to view the 2014 rate card, or contact Kim Amesbury 616.291.1008 and reserve your ad today!
RECRUIT A NEW MEMBER!
As a member, you understand the value of MARVAC membership. Spread the word with your contacts and peers in the industry, and help expand our association. A growing MARVAC means greater recognition for the industry, more resources to support member programs, and a stronger voice when advocating issues with state and national legislative members. Click here to download a membership application.
