Page 57 - Michigan RV and Campgrounds directory

Q:What are some additional coverage features?
A:Here are eight items to consider:
● Diminishing deductible: Your deductible will reduce each
consecutive claim-free year.
● Awning coverage: These attachments need frequent replacement. With this protection your insurance company will replace your awning for its actual value.
● Storage: This will reduce the cost of your premium while your rig is in storage.
● Single deductible: If you have a towable, single deductible will require you to only pay one deductible if both your RV and your towing vehicle are damaged.
● Vacation liability: If you are using your RV as a vacation home and someone is injured while at your campsite, this liability
coverage will come into play.
● 24-hour emergency roadside assistance: If your coach or tow vehicle breaks down and you need a lift, this add-on will cover the cost of the tow.
● Emergency expense coverage: This will reimburse you for food, lodging, and travel expenses if your RV is inhabitable.
● Pet injury coverage: Insures your four-legged family members in case of injury.
Q:What if damage occurs while
parked at a resort?
A:Nobody intends to incur damage. The greatest example of this is our aforementioned unpredictable weather; it is hard to prepare for a storm. In most instances, while parked at a resort or campground,
if a live tree falls on your rig – damages caused that are not due to negligence – then as the RV owner, you will be liable. However, if a dead limb falls that the campground failed to remove prior, then the campground’s insurance will be applied.
Michigan Association of Recreation Vehicles and Campgrounds
Q:What about when my RV is in
storage?
A:Assuming your policy has not lapsed or been dropped, your coverage will remain the same.
Your Complete Guide
to Campgrounds, Parks,
RV Dealers, and Service Providers
To Advertise in
the 2017 Issue Contact:
Katie Rollert
Advertising Sales Director
1-800-327-7377 231-946-3712 x 3055 Katie.Rollert@vpdcs.com
2779 Aero Park Drive, Traverse City, MI 49686
marvac.org
2016 MICHIGAN RV & CAMPGROUNDS 55